Transformational Thinking

Calculate the monthly cost to live the life you want. Now subtract the monthly amount you are currently earning. Bingo! You now know your shortfall. Realize you likely won’t close that gap doing what you are doing so look for ways to make that happen without...

Transformational Thinking

Everyone who has achieved financial independence will tell you that at least in the early days you have to work smarter and harder. The price of success must bepaid in full, and it must be paid in advance. There are no shortcuts. John...

Transformational Thinking

Make a list of all the things you want to achieve; pay off debt and/or a mortgage, prepare for retirement, take care of college or university for someone close to you, travel, enjoy more free time…Then, ask yourself two questions. 1. How will I feel when I...

Site Update

Long overdue but well underway. This is the launch of my new website. Feedback is always welcome. I’ll keep growing the content and capabilities. This section “thoughts” is the core location for my blog. Not much here right now but keep an eye out...